From technology, to grocery shopping habits and simple lifestyle tweaks, to credit card repayment strategies, here are some lists to help you plan to pay off your debt.
The Best Debt Repayment Tools and Apps — Simple Dollar
Everyone can use a little help keeping track of where they are with debt. If you are somewhat tech savvy, and looking for a way to manage your debt, Simple Dollar has put together a great list of options. It breaks down the cost of each debt repayment helper, as well as its capabilities.
Four strategies to pay off credit card debt fast — Bank of America
Credit card debt can leave a pretty big dent in millions of Americans’ incomes and can quickly become tough to manage. Bank of America offers some easy-to-follow strategies on how to effectively pay off your credit card debt.
You can always the adopt the philosophy of simply not using your credit cards—or freeze them in water as this site advises. If you think you can do it, take a look at some ways to avoid getting into debt in the first place.
Short and sweet, CNBC offers some simple, concise and common-sense habit changes that can help reduce expenses. If you haven’t had a “date night with your money,” maybe now is the time.
13 Ways To Save Money On A Low Income — Celebrating Financial Freedom
Even if you think that your income can’t be squeezed any further, this list of 13 tips will help you find avenues to keep pennies in your bank and not heading out the door.
101 Ways to Save Money Around the House — Wisebread
This makes the list because of the sheer number of options. It offers over 100 ways to cut back on expenses, save money and pay off debt in a single list. There are some old standbys, like “turn off the lights,” but there are a couple that you might never have considered. “Pay your bills online” to save mailing costs is simple but it can save you in the long run.
10 Money-saving Tips for Families — HowStuffWorks
You might be wondering if these money-saving and debt-repayment tips will work if there is more than just yourself to worry about. Here are some actionable tips to consider if you have a family to consider.
100 Ways to Make Extra Money on the Side — Tie the Money Knot
It’s great saving money, but how about making a little more, too? There have to be hundreds of ways to earn money in your spare time to help pay off your debt. According to this list, there are 100. Many of these might not suit you, but there are probably a few that do. So if you have a passion or skill, or just some extra elbow grease—and you are serious about trying to pay of your debt—this list will have something on it that you can try.
Whether for yourself or an entire family, buying food is one of the largest monthly household expenses. Time went to the experts and created a list of cost-saving techniques that can help you put food on the table and keep money in your account. It’s backed up with statistical findings, too.
Hilary Swank clips coupons. You can, too. And with the strategies on this site, you can take saving on groceries to another level. Pair this with the previous list and cut your grocery bill down even further. Even if you are already clipping coupons, this site offers some other great advice on how to trim your budget.
Frugal Habits of the Super Rich — Kiplinger
It’s not just those that don’t have much money who will look for ways to stay out of debt. If you think that pinching your pennies is only for those with limited finances, take a look at this list. The fact that the people on this list have money to burn doesn’t stop them from practicing habits that keep them from having to pay off any more debt than necessary. If they can do it, it should help to motivate you to do it, too!
‘The craziest thing I did to save money’ — Bankrate
You may have taken some extreme measures to save a few dollars. Here are some real-life stories about how others have.
Although this list doesn’t offer any debt-paying strategies, it does show that there are creative (and sometimes bizarre) ways to explore saving money and paying off debts.
20 ways Americans are blowing their money — USA Today
This article has some alarming statistics about consumers’ wasteful habits. It might not offer strategies, but it might help identify some of your own behaviors that are costing you money. By changing them, you can save money and use it to pay off your debts.
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