SenecaOne’s Structured Settlement Advance Program

Immediate financial needs won’t wait for your lump sum payment. SenecaOne can help. We have some of the industry’s leading cash advance programs to help with emergencies that your future payments can’t—quickly and at higher amounts than our competitors.

Part of our commitment to being Your Trusted Source® is helping you get the cash you need, when you need it most—with as little fuss as possible. There are no hidden fees. No additional costs. No obligation. Just the cash you need.

Introducing the SimplyPaid™ Visa prepaid card, powered by Green Dot®.

The SimplyPaid™ Visa prepaid card allows you to get the cash you need in minutes, when you need it most–with as little fuss as possible.

  • No fees for Seneca One distributed loads and re-loads*
  • No activation fees
  • No monthly fees*
  • No charge for ATM withdrawals*
  • No charge for signature or PIN purchases
  • No fees for cash back at the register
*Other fees, including third party fees may apply. See Cardholder Agreement for details and conditions.
Republic Bank of Chicago’s privacy policy.
Learn more about the SimplyPaid™ card.

If you’re a structured settlement recipient, you can get instant access to your funds with an easy-to-use card. Save a bundle by eliminating check-cashing charges, and get the financial flexibility that you want and need.

No Monthly Fee and
No Charge to Access Cash

  • No charge for ATM withdrawals*
  • No charge for convenience checks
  • No fees for cash back at the register
Savings Account with Interest

  • Earn an industry leading 5.00% APY on your Simply Savings℠ Account** balance.
  • Transfer money easily online from Card to Savings automatically each month or when you have a little extra.
  • FDIC Insured
Account Management On-the-Go

  • No charge for online bill pay
  • No charge for transaction alerts***
  • Online access to manage account
  • Mobile app
Call us today at 800-513-9654 for more information or to activate your SimplyPaid™ Visa card.

‡For qualified structured settlement recipients only. Assignment transaction required.

* ATM owner fees may apply.

** The Simply Savings℠ Account (“Savings Account”) is made available to Cardholders through Republic Bank of Chicago, Member FDIC. As of, March 1, 2015 the Annual Percentage Yield (“APY”) is 5.00%. This rate is subject to change at any time. The minimum balance to open the account is $10 and a maximum balance may apply. Cardholder fees could reduce the interest earned. Maximum of six (6) Savings Account withdrawals per calendar month.

*** Standard message and data rates may apply.


  • 5K Right Away

    As part of our $5,000 Instant Advance™, structured settlement customers who enter a transaction with SenecaOne could get up to $5,000 in as little as 24 hours*. Good credit and employment are not required for the industry’s best cash advance program.

    Get Started

  • Cash Loan

    To hold you over until your bigger sum becomes available, SenecaOne offers small interest-free loans of up to $1,000 to structured settlement annuitants. Simply show proof of your annuity, and if it qualifies, we can approve your loan in as little as 4 hours*.

    Get Started

  • Get Started

    Contact one of our Annuity Specialists for your personalized, free consultation today. You could have your advance in as little as 24 hours*.



    Get Started


We’ve worked with thousands of customers, providing the
one-on-one personalized service and streamlined process
to quickly improve your financial outlook.


SenecaOne’s Structured Settlement Process

Turn tomorrow’s payments into today’s cash. Our process is designed for speed and flexibility.

  • 1

    Pick Up the Phone

    Understanding your financial needs is our first priority. Helping to meet them is our second. Once we know your situation and your goals, your dedicated Annuity Specialist can tailor a structured settlement transfer plan that matches them.

    Once you are comfortable with the process, a contract package will be overnighted to you.

  • 2


    This is an important part of the process. SenecaOne makes sure that all paperwork is correct. It’s one way we can help to speed up the process. Once you receive your contract package and have reviewed it, sign where necessary and then it will be sent back to your Annuity Specialist.

  • 3

    Getting the Approval

    SenecaOne does the legwork from here. Your completed paperwork is processed, a petition is filed and a court date for the transfer approval is set. And don’t worry, from keeping you up to date on the petition process, to helping you get ready for your day in court, your Annuity Specialist will be with you during every step of the process.

  • 4

    Getting Your Money

    Once your court order is signed, we get your money to you as soon as possible. As Your Trusted Source®, we offer options for getting the money from your structured settlement transfer into your hands quickly.

    Your options include:

    • Overnight mail
    • Direct deposit into your bank account

Get Started

SenecaOne can help you get the cash you need. Whether you want to sell a portion of your settlement and have access to a cash advance or you want to obtain a loan, we will make sense of your options, and explore the choices that best suit you.


Selling a Structured Settlement

Selling your structured settlement isn’t a one-size-fits-all solution. Your particular situation or life circumstance can, and will, change. No matter what the reasons for wanting to sell your payment schedule, they are your reasons.

We also understand that life can come at you pretty quickly. Yesterday’s wants might not meet today’s responsibilities or tomorrow’s needs. Whether achieving a lifelong goal or addressing an immediate concern, getting access to more of your structured settlement—quickly—can make the difference.

Get Started or Learn More


Why Choose SenecaOne?

Working closely with each of our customers to educate them on their options is a big part of what makes SenecaOne different. Whether it’s the next payment, portions of future payments or all your payments, SenecaOne helps our structured settlement customers to get the cash they need—as quickly as possible.

And should there be a financial gap while our customers wait, SenecaOne has some of the best advance programs in the industry to cover those immediate needs, too.

As Your Trusted Source®, we are with you every step of the way. From the time you pick up the phone, to the time you receive your payment, your dedicated Annuity Specialist will work closely with you to customize a solution—getting you the best possible terms, quickly.

And standing by the commitment to be Your Trusted Source®, SenecaOne doesn’t charge processing or legal fees. Zero. It’s another way SenecaOne helps to get our customers the most from their structured settlement.

Learn More