Blog

How to Choose A Financial Advisor

If you receive payments from a structured settlement, ensuring that your payments serve your needs best is a primary concern. Depending on the size of your settlement, you might want to invest some of it—and that’s where a financial advisor can play an important role. There are many economic factors related to investments that are…
Read more

Thirteen Great Money Saving Websites Guaranteed to Help You Pay Off Your Debt

From technology, to grocery shopping habits and simple lifestyle tweaks, to credit card repayment strategies, here are some lists to help you plan to pay off your debt. The Best Debt Repayment Tools and Apps — Simple Dollar Everyone can use a little help keeping track of where they are with debt. If you are somewhat tech…
Read more

Investment Property Basics

With the potential to access a lump sum payment from your structured settlement or lottery prize winning, you might be looking to invest in something that will offer a return on your money. If you don’t think that Wall Street and financial advisors are for you, then you could consider real estate, or more specifically,…
Read more

To Rent or To Own?

You may have considered home ownership, but never quite had the means to make it happen. However, with your annuity, you might seriously be thinking about making the jump to home ownership. Here are some facts that might help you decide if buying is right for you. Equity Perhaps the biggest bonus to homeownership is…
Read more

What You Absolutely Need to Know About Credit Cards

Whether you are in the process of getting your first credit card or are a seasoned swiper, there are some things that you need to know about your plastic. The Numbers Average individual credit card debt: $15,863 $901 billion in credit card debt in America (nerdwallet) Average debt per household $7,421 (nerdwallet) Average APR is…
Read more

Personal Bankruptcy: 101

There are a lot of situations in life that can happen unexpectedly. A sudden and debilitating injury or illness, losing a job, adding to the family or even a death in the household. All of these can impact someone’s ability to pay his outstanding debts. Declaring bankruptcy is a way to wipe the slate clean…
Read more

Want to Start Your Own Business?

Before you get ready to make that jump to becoming an employer instead of an employee, there are a number of things you will want to consider, especially if you are looking to sell your structured settlement to do it. Dropping a bag of money on an idea is no guarantee of success or your…
Read more

Sudden Wealth Syndrome

Getting rich quick isn’t always what it’s cracked up to be. For lottery winners, having access to more money than they ever dreamed possible can be both a blessing and a curse. Believe it or not, becoming rich unexpectedly can have some alarming downsides. It is not uncommon for lottery winners to suffer some serious…
Read more

Earning Potential by Education Level

It might come as no surprise that more education means making more money. Earning a degree will help you earn a higher wage than those that don’t. However, how big of a difference there is between each of those degrees is surprising. This chart from the 2015 US Census Bureau shows the impact of education…
Read more

Beware of Title Loans

A title loan (also known as a title pawn) is another means for people with bad or no credit to access a quick cash advance. This can seem like a great option for those that are in need of cash quickly, as there may be no credit check and the application process is typically short.…
Read more