In the United States alone, lottery players spend more than $70 billion dollars on tickets each year, even though the odds of winning the lottery—the Powerball, for example—are only about 1 in 175 million. And of those lottery winners who do hit a large jackpot, most of them will not end up wealthy over a… Read More

If you mostly rely on your structured settlement annuity payments or your lottery prize annuity, then you are living on a fixed income. This simply means that these guaranteed payments make up the majority of your annual earnings. Oftentimes, retired people also will live on fixed incomes that the bank is paying out as a result… Read More

If you have an investment, or are worried about inflation, you probably assume that there is probably a fairly complex equation—or even set of equations—to figure how long it takes for your investment to double or how inflation will chip away at your nest egg. You are correct, there is. But there is a simpler… Read More

If you receive payments from a structured settlement, ensuring that your payments serve your needs best is a primary concern. Depending on the size of your settlement, you might want to invest some of it—and that’s where a financial advisor can play an important role. There are many economic factors related to investments that are… Read More