Who We Are

SenecaOne takes a personalized approach to solving your immediate cash needs as well as helping you discover long-term solutions. We get to know our customers and build a deep-level understanding of their unique financial needs—one on one, one at a time.

SenecaOne is Your Trusted Source® for discovering lasting solutions that can change your financial outlook.

More than just buying structured settlement annuities or lottery prize winnings, we explore options and opportunities designed to help our customers realize their long-term financial goals.

No matter how many people we have helped, SenecaOne never forgets it is the individuals and their concerns that are at the heart of what we do. Our commitment to each and every individual customer is the basis for SenecaOne’s personal approach to customer service—something that has helped make us successful and kept our customers satisfied. Our BBB A+ rating is recognition of that commitment to service excellence.

SenecaOne is a member firm of the National Association of Settlement Purchasers, the only professional trade organization for participants in the secondary market for structured settlements. As an NASP member, SenecaOne helps to keep the marketplace fair, competitive, and transparent.

SenecaOne is also an established leader in the lottery prize purchasing market. Since the company opened its doors in 2002, SenecaOne has helped over 1,000 different lottery winners, purchasing over $575 million in future prize payments in the process.

What We Do

It is your money and opportunities or needs can present themselves at any time. But making the right choices at those key moments can be complex and sometimes confusing. Our senior leadership team is dedicated to understanding and uncomplicating the transfer process for structured settlement annuities and lottery prizes.

SenecaOne is here to help you clear up confusion and navigate the complexities of transferring your structured settlement or lottery prize

We rely on this experience as well as our committed structured settlement Annuity Specialists and lottery prize Funding Specialists to guide our customers to make informed and sound financial decisions.

Our One-To-One Service Guarantee

When we speak of building a relationship based on a personal approach to customer service, we mean it. You can rest assured that when you pick up the phone, your Specialist on the other end of the phone will be with you from your very first step until you cross your personal finish line. And beyond. Should a future need arise, your Specialist is still there for you. It isn’t just a “get-your-money-and-you’re-on-your-way” relationship.

Our one-to-one approach in working with each of our customers and educating them on their options is a big part of what makes SenecaOne different. Your dedicated Annuity or Funding Specialist will be with you from the first time you pick up the phone all the way until you receive your payment, no matter what the need. Every step of the way.

We stand by our One-to-One Service Guarantee:

  • You will get honest answers and results in a timely manner
  • Return phone calls within fifteen minutes*
  • Zero pressure to complete a transaction
  • Loan approvals in as little as 4 hours*
  • Cash advance approvals in as little as 24 hours*
  • The funding process is quick and easy
  • Our loans carry competitively low or 0% interest rates
  • Good credit or your employment history is never required

*During normal business hours: Monday–Thursday 9a.m.—7:00p.m., Eastern; Fridays 9a.m.—5p.m., Eastern Standard Time

Industry-Leading Advance Programs

SenecaOne offers some of the most progressive Advance Payment Programs available.

  • Qualifying structured settlement annuitants are eligible to receive as much as $5,000 in as little as 24 hours as part of our $5k Right-Away Cash Advance Program.
  • Lottery prize winners can get up to $100,000 advance against the lump sum payment that they would receive.

Whether you prefer to receive your payment by check or wire transfer, you can be assured that SenecaOne is Your Trusted Source® to help you to get paid through your preferred means, quickly.

You can contact one of our Annuity or Funding Specialists today for your free consultation to discover how SenecaOne can help you craft your ideal funding program.