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Your Structured Settlement Payments are your Credit with us, regardless of your credit score. As long as you have a structured settlement, you can get up to $500-$2500 today!

No Obligation To Sell

We don't require you to sell any of your payments, instead we provide an alternative to help you grow financially.

All Credit Approved

We believe your payments are your credit, so we can give you a loan no matter what your credit score is!

Low Interest Rates

Our annuity loans come with a maximum 9.9% APR and reasonable payback terms up to 12 months.

No Court Process

SenecaOne is a licensed lender, so we are able to loan you money without having to go to court.

No Obligation to Sell

We don't require you to sell any of your payments, instead we provide an alternative to help you grow financially

All Credit Approved

We believe your payments are your credit, so we can give you a loan no matter what your credit score is!

Low Interest Rates

Our annuity loans come with a maximum 9.9% APR and reasonable payback terms up to 12 months.

No Court Process

SenecaOne is a licensed lender, so we are able to loan you money without having to go to court.

What is a Structured Settlement?

It's a type of payment used by an insurance company to pay for a settlement of a personal injury, medical malpractice, or even a wrongful death claim. If you have a structured settlement, then you qualify for a loan with SenecaOne.

How It Works

Apply Online

Let us get to know you! Tell us a bit about your employment and financial status, so we can get you your money sooner.

Speak with Our Team

Our annuity specialist will reach out to you to answer any questions you may have and confirm that you are receiving payments.

Receive Your Loan

Get up to $2,500 sometimes same day with no credit check required. At SenecaOne, your payments are your credit!

Seneca One, LLC is licensed by the Department of Business Oversight under the California Financing Law License No. 603A173. Loans are originated by Seneca One, LLC, NMLS # 1739067. (www.nmlsconsumeraccess.org)