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SenecaOne. Your trusted source... because sooner is better.

Browse the FAQs below. If you don't see an answer to a question you have, please call us. We'll be happy to help you however we can. Call 1.800.513.1377 to get your questions answered instantly.

How much money can I receive from SenecaOne?

The amount of money you can receive depends on how much money you need and the value of your remaining lottery or prize payments. Future interest rates and the time value of money are also taken into account. Your representative will go over all details with you to make sure you fully understand the process before you sign on a transaction.

How do I qualify for SenecaOne's services?

You are already qualified for all the services SenecaOne has to offer if you are a recipient of a state lottery prize, a casino jackpot prize, a corporate game prize, or a similar prize entitling you to periodic payments. Our services are not suitable for you if you took a lump sum option for your winnings.

How long does it take to process a Next Payment Loan?

Some loans can get funded within 24 hours; however, larger loans may take a bit longer. Your representative will give you more accurate details after the loan has been approved and set to fund.

What are the terms for a Next Payment Loan?

In order to be qualified for a Next Payment Loan, you must be a recipient of a state lottery prize, a casino jackpot prize, a corporate game prize, or a similar prize entitling you to periodic payments. Repayment is due within 12 months from the cashing of the check, within days after you receive the next installment of your periodic payments. There are no penalties or premiums for early, partial, or full reimbursement.

How large of a transaction can you provide?

No transaction is too large or too small, but the amount you receive does depend on the amount of your remaining lottery or prize payments.

Do I need to be employed or have good credit to receive SenecaOne's services?

No. We do not require your employment history and you do not need to have good credit. If you receive periodic payments, you are already qualified for all the financial services SenecaOne has to offer.

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